AML Policy for PUMP Token Exchanges
Last updated: September 8, 2026
This AML Policy describes the anti-money-laundering and transaction-risk principles that can apply when using Pump-Swap.io. Crypto-to-crypto exchange does not remove the need to identify suspicious activity, comply with applicable requirements or review transactions that present elevated risk.
Eligible exchanges can begin without creating a conventional trading account, but this should not be interpreted as a promise that every transaction will proceed without compliance screening or additional information.
AML and Transaction Screening
Anti-money-laundering controls are intended to reduce the use of cryptocurrency services for laundering criminal proceeds, sanctions evasion, fraud and other prohibited activity. Blockchain transactions can be screened using available transaction data, address history and other relevant risk indicators.
A review can take place before, during or after an exchange when the transaction presents indicators that require further assessment. The fact that a transaction is on a public blockchain does not automatically make its source of funds acceptable.
AML vs KYC: What Is the Difference?
AML and KYC are related compliance concepts, but they are not the same thing. Treating them as interchangeable can create the false impression that AML means collecting identity documents from every user in every situation.
AML Covers the Wider Risk-Control Framework
AML can include transaction monitoring, blockchain screening, sanctions-related controls, suspicious-activity review, record handling and escalation procedures. These controls focus on the risk presented by activity, counterparties and the movement of funds.
A service can therefore perform AML-related checks even when a conventional account-registration process is not used for the transaction.
KYC Is an Identity-Verification Process
KYC generally refers to identifying and verifying a customer using information or documents appropriate to the applicable requirement. KYC can form part of an AML program, but the need for identity verification can depend on the transaction, risk level, jurisdiction and legal obligations.
Pump-Swap.io should not be understood as promising that KYC can never be requested. Additional identity or source-of-funds information may be required when a transaction cannot be processed without further compliance review.
Cryptocurrency Risk Indicators
No single indicator automatically proves money laundering. Risk assessment considers the available context, and several factors together can justify additional review.
Transaction and Address Indicators
Examples of circumstances that can increase risk include:
- blockchain addresses associated with known theft, fraud, sanctions or other illicit activity;
- funds that appear to originate from compromised wallets or reported scams;
- unusual transaction patterns intended to obscure source or destination;
- repeated attempts to bypass transaction limits or screening controls;
- material inconsistencies between the transaction and information provided during a review.
Blockchain analytics can provide risk signals, but a score or label should be evaluated in context rather than treated as infallible proof by itself.
Behavioral and Information Indicators
Additional review may also be appropriate when a user refuses information required to resolve a compliance concern, provides inconsistent transaction details or attempts to use the service for a purpose prohibited by applicable law.
A request for additional information does not itself mean that the user has committed wrongdoing. It means the transaction requires enough context to determine whether it can proceed.
When Additional Checks May Apply
A transaction can be delayed, paused, rejected or escalated when compliance information is needed. Depending on the circumstances, a review may request information sufficient to understand the transaction, identify the user or establish the source or purpose of funds.
The exact request should be limited to what is reasonably necessary for the applicable review. Do not send private keys, seed phrases or wallet recovery phrases; those credentials are not legitimate AML verification documents.
User Responsibilities
By using the exchange service, users are responsible for ensuring that their activity is lawful and that they are authorized to control the funds they send. Users should not use Pump-Swap.io to conceal proceeds of crime, evade sanctions, facilitate fraud or move assets they do not have the right to control.
Users must also provide accurate information when a compliance review legitimately requires it. Attempts to falsify transaction information or bypass controls can result in refusal of service or further review.
Possible Review Outcomes
A risk review can result in several outcomes depending on the information available and applicable obligations. An exchange may continue normally, require additional information, be paused while a concern is assessed, be rejected or be handled according to legal requirements that apply to the transaction.
Pump-Swap.io does not guarantee that every deposit will be accepted simply because an exchange order was created. Users should review the current transaction conditions before sending funds.
AML and PUMP Token Exchanges
PUMP is a Solana token, and PUMP-related transactions can be assessed using the same general AML principles as other supported cryptocurrencies. The token's association with pump.fun does not exempt a transaction from screening and does not make an unrelated wallet automatically low-risk or high-risk.
Token identity is also separate from AML risk. Verifying the correct PUMP mint confirms which asset is involved; it does not by itself establish the lawful source of the funds. For token verification, use the PUMP mint address guide.
Contact About a Compliance Review
If support requests information about an exchange review, use the contact details provided through the service or email [email protected]. Include the order reference where available and do not disclose private keys or seed phrases.
For general privacy handling, see the Privacy Policy.
FAQ
How does AML apply to cryptocurrency?
AML applies to cryptocurrency by focusing on the source, movement and destination of funds, as well as transaction patterns and counterparties that can indicate illicit activity. Public blockchain data can support screening, but blockchain transparency does not eliminate money-laundering risk.
What are AML red flags for cryptocurrency?
Potential red flags can include links to known illicit addresses, stolen funds, sanctions exposure, suspicious transaction structuring or attempts to evade screening. A red flag is a reason for review, not automatic proof of criminal activity.
Is KYC mandatory for every crypto exchange?
Not every crypto transaction necessarily requires the same identity-verification process. KYC requirements can depend on the service model, transaction risk, jurisdiction and applicable obligations, so an eligible exchange may start without account registration while additional identity checks can still be requested when necessary.
What is the difference between AML and KYC?
AML is the broader framework for preventing and detecting money laundering and related financial crime. KYC is one possible part of that framework focused on identifying and verifying a customer.
Do cryptocurrencies have a high money-laundering risk?
Cryptocurrency can present meaningful money-laundering risks because assets can move quickly across services and jurisdictions, but risk varies by transaction, asset, counterparty and activity pattern. Public blockchains also provide transaction visibility that can support investigation and screening.